About Our Kentucky Law Office

Jeffrey M. Sanders PLLC is a boutique litigation firm located in Fort Thomas, Kentucky.  Our professional practice outgrew our former space in Covington, Kentucky, and we moved into a beautiful older home in Campbell County, Kentucky.  Our new address is 437 Highland Avenue, Fort Thomas, Kentucky 41075.  Our telephone number is 859-781-4556. 

We focus our professional talents, energy, and efforts on complex litigation that usually involves insurance coverage disputes, insurance bad faith, environmental and toxic tort issues, as well as property and natural resource law.  We use a rapid response, team approach in our cases that maximizes our time, effort, skills, and resources so we can aggressively advocate and achieve our clients’ objectives in a cost and time-efficient manner. 

We represent plaintiffs against insurance companies, who have been wrongly denied coverage under their policy. We welcome individuals, companies and large corporations in the fight against the insurance cartels to get what is rightly deserved under their policies.  We sincerely welcome new clients to our practice.  We pride ourselves on finding practical solutions to complex disputes.

We work closely with a large number of other outside law firms representing lenders, borrowers, real estate developers, corporations, and insurance companies on a variety of insurance and environmental law issues.  Legal issues range from disputed coverage, coverage denials, regulatory compliance, risk and liability evaluation, risk avoidance, and civil and criminal enforcement issues.  

Over the years, we have slowly developed a network of extremely competent engineering, medical and technical consultants and experts. Our experience also allows us the unique ability to continuously monitor progress, costs and goals associated with environmental remediation projects.  We work to make sure our clients’ projects are delivered on time and on budget.

We are fully committed to utilizing the most advanced technological resources and the power of the Internet to reduce the expense of litigation and to communicate better, faster, and more cost-effectively with our clients and with others, including the public and interested stakeholders.  At the same time, we understand that technology is only a tool of the trade, and not a substitute for talent, desire, experience, and passion.

No one ever works harder for their clients than we do.  Our passion, intelligence, and drive explain why we can remain independent and financially successful in this highly complex area of the law.  We are the best at what we do because we work harder, longer, and better than the environmental attorneys in the large law firms.

  • Call us if you are sick and tired of paying huge legal bills filled with entries from $150,000 first year associates churning your case.
  • Call us if you are sick and tired of paying for expensive art work hanging on the wall of  empty conference rooms in a high rise building.
  • Call us if your attorney has too many other things to do than talk to you about your case.
  • Call us if your environmental attorney has handed your case off to the newest associate to do hour upon billable hour of legal research on arcane legal issues and what ifs.
  • Call us if you are paying for shelf upon shelf of hardbound books in a law library.
  • Call you if you have a case with merit.

Call us, we will help you in your time of need.  We cannot help you if you do not call.

 This is an advertisement.



  1. Hi, I’m a 1L at Lewis and Clark Law school in Oregon. I’m doing some research on ONRW designation, trying to move the process forward for waters in Oregon, the Rouge River in particular. I was wondering if you were familiar with what standards were applied to the waters identified and proposed for ONRW designation in Kentucky. Does Kentucky rely on State standards, or draw from federal guidelines? Here in Oregon we are looking for models we might emulate in evaluating and designating ONRW water resources. Any resources you might be able to point to would be a great help.

    Thank you,

    Cary Allen
    Portland, OR

  2. p.s. That ought to be Rogue River, not Rouge!

  3. Cary,

    It is good to hear from an Oregonian. Oregon and Kentucky are two of the most beautiful states in the country. The residents are very similar, as they are friendly, down to earth, and their state economies are heavily resource dependent. The biggest difference in the two states may be the lack of plastic in Oregon’s rivers, streams and creeks.

    Outstanding National Resource Waters (ONRWs) are waters that receive special protection against degradation under Kentucky’s water quality standards and the federal Clean Water Act. They are designated by the Kentucky Division of Water.

    Waters eligible for ONRW designation include waters that are part of a national or state park, wildlife refuge or wilderness areas, special trout waters, waters with exceptional recreational or ecological significance, and high quality waters that have not been significantly modified by human activities.

    Land-use activities in existence at the time an ONRW is designated will not be affected as long as they are controlled by best management practices and do not result in new or increased discharges of contaminants to the ONRW after designation, according to information from the state. New land uses or activities can proceed if they do not cause water quality degradation in the ONRW.

    Outstanding National Resource Waters are waters that meet the requirements for an outstanding state resource water classification and are of national ecological or recreational significance. They are listed in 401 KAR 5:030, Section 1, Table 1. Map of Kentucky’s Outstanding National Resource Waters is at: http://www.water.ky.gov/NR/rdonlyres/773F5F49-B055-4AE6-8E6E-01685325F6D9/0/SU_onrw.pdf.

    In Kentucky, Outstanding state resource waters are those surface waters designated by the Energy and Environment Cabinet pursuant to 401 KAR 5:031, Section 7, and includes certain unique waters of the commonwealth, including those with federally threatened or endangered species.

  4. Great website!

    I’ve been practicing environmental law for 20 years as a government attorney, and I think your website is one of the best of its kind. It’s the best I’ve seen for a small law firm.

    When I retire from the government in a year or two (not to Kentucky), I may want to talk to you about borrowing some of your website ideas!

    Best regards,


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